Bankers' Committee, set-up as per the Lead Bank Scheme of the Reserve Bank of
India. SLBC is the highest body of bankers in the state. It is an
inter-institutional forum for coordination and joint implementation of
development programmes and policies by all the financial institutions operating
in the state.
Representatives of RBI,
NABARD, SIDBI, all Commercial Banks, Cooperative Banks & RRBs in the State,
state land development bank, the concerned secretary/director of finance
department of State Government & planning secretary of state Government are the
major members of SLBC.
The forum takes the lead
in initiating, streamlining and accelerating the process of development in close
co-ordination with various agencies. The quarterly meetings are attended by
top-level functionaries of member institutions of SLBC to formulate and
implement Annual Credit Plans for getting in time district-wise resource
allocation by banks and desegregation of the various Government Programmes.
Following are some
functions of SLBC
the action initiated by the Steering Committee of SLBC.
To review Credit
Deposit Ratio, Priority Sector Advances to Weaker Sections, financing of
Minority Communities etc.
constraints impeding the development of the district’s economy and roping in
appropriate agencies to take remedial measures. Formulation of Annual
District Credit Plan and its implementation.
To take up for
consideration such issues as have been raised by the member banks and/or the
State Govt. authorities and questions of inter-bank differences of views and
approach remaining unresolved at the District Level Consultative Committees.
To solve operational
problems in implementations of Service Area Approach, Credit Plans,
Government and other Agencies programmes, etc. to discuss about the
availability of adequate infrastructural facilities, forward and backward
linkages necessary for successful implementation of the schemes.
study of any specific problems in implementation of Lead Bank Scheme,
Service Area Approach, Development Programmes, etc.
Bank is the convener of SLBC in Gujarat state and UT of Diu&Daman and UT of
Dadra Nagar Haveli.